I am very big into family, and I have a big family as well. 5 brothers and sisters (I'm the 5th of 6). 14 nieces and nephews (R Russell Patrick II joined us 10/13/13). 5 great-nephews & 6 great-nieces (Brooklyn Grace joined us 10/2/13). And no, with that many family members, I do not keep up with birthdays very well. Not well at ALL! Even with a master list on my fridge.
I'm also married. My husband and I got married here in San Antonio at the historic Sheraton Gunter Hotel downtown. And we are the proud parents of a 12 year old Alaskan Husky named Moo and three 1 year old kittens: Wicket, Willow, and Winter.
Like all Texas moms, I made my kid pose in the bluebonnets.
Don't be embarrassed if you're in debt. You're definitely not the only one, believe me. And don't be afraid to ask for help or support while you're trying to get out of it. Thankfully MSN.com has some ideas to help. And they're not that hard to do either.
Have a goal and a deadline. First come up with an overall goal and when you want to reach that goal. Then come up with a plan to reach your goal! Ok, yeah. It sounds easy. But really, if it was that easy, would you still be in debt? If it becomes overwhelming, create smaller goals and deadlines within your big goal of getting out of debt.
Hang out with like-minded people. Your friends should think like you about saving and spending money. If they spend, so will you. But if they save, you’ll be more likely to follow their lead.
Keep track of all your expenses. Once you start writing it down, you’ll see where you’re wasting your money. And when you see where you’re wasting money, you’ll figure out where you can save it, thus helping you reach your goal!
Check out other habits that can help here.