I am very big into family, and I have a big family as well. 5 brothers and sisters (I'm the 5th of 6). 14 nieces and nephews (R Russell Patrick II joined us 10/13/13). 5 great-nephews & 6 great-nieces (Brooklyn Grace joined us 10/2/13). And no, with that many family members, I do not keep up with birthdays very well. Not well at ALL! Even with a master list on my fridge.
I'm also married. My husband and I got married here in San Antonio at the historic Sheraton Gunter Hotel downtown. And we are the proud parents of a 12 year old Alaskan Husky named Moo and three 1 year old kittens: Wicket, Willow, and Winter.
Like all Texas moms, I made my kid pose in the bluebonnets.
Do you ever find yourself trying to figure out when you can pay your bills? When the money is coming in so you can just send it out again? Make sure you're on time with these payments to avoid the crushing consequences.
Mortgage or Rent
Paying your mortgage late could result in something as small as a late fee to something as serious as foreclosure. If you can’t make it on time, call your financial institution and come to an arrangement before it tarnishes your credit. If you’re renting, avoid paying your rent late because it eventually could lead to getting kicked out of your house or apartment.
Falling behind on a car payment can get your car repossessed, says Burgoon. Fortunately, if you have good credit history but can’t make a couple of payments, there are some major auto financing institutions that will allow you to refinance your vehicle. Call your lender to find out what options are available to you.
Your credit card bill is another one you should always pay on time. A common misconception is that all you have to do is cover the monthly minimum payment due and then you can delay the balance for as long as you want. Don’t live by that philosophy! If you pay them late or delay paying off the full balance, you accrue interest charges which can add up fast. Aside from the obvious damage you'll do to your credit score, a single late credit card payment could start an avalanche of negative consequences. Many banks not only charge a late fee but also impose a permanent and high penalty rate on your account and some banks will even mpose that penalty interest rate on all of the accounts you hold with that bank—even the ones you've paid on time.
Look into other bills you should remember to pay on time HERE.