Decorate your own wrap.

Save on expensive papers by encouraging your children to make their own wrapping paper. Collect stamps, stickers, crayons, etc., and let them express themselves on brown paper bags. Friends and family will appreciate the personal touch!

Food for love.

Type up your favorite cookie recipe, add a personal story, and put all the unbaked ingredients in a basket or jar to be given as a gift.

Stop gobbling through food budgets.

Create your holiday menus and shopping list in advance, take the list with you to the grocery store, and don't go shopping on an empty stomach! That way you'll stay on target and not be seduced by every pretty package on the shelf. (You might also save calories!)

What else can you do?  Learn here.