In December, Target confirmed a credit and debit card hack that potentially affected up to 40 million customers who shopped in its stores, and now the news is that millions more consumers might be affected. Some of my friends got hit with this. What an awful way to start the new year, right? So what should you do?
Check Your Statement
It’s the easiest thing you can do, and the very first action you should take: Scrutinize your statement for charges you don’t recognize.
Check Your Credit Report
You can check your credit report for free once a year at AnnualCreditReport.com, and Target itself issued a statement recommending that you check your credit report periodically from each of the three major credit bureaus (Experian, TransUnion and Equifax). Additionally, federal law requires these three bureaus to give you a free credit report if your account information has been stolen.
Call Your Credit Card Issuer and the Compromised Retailer
Target has said that it alerted financial institutions after the breach was confirmed, and in an ideal world, that would mean you’d hear from your bank if your card had been compromised. But there’s no harm in also calling up your financial institution to let them know you’ve shopped at Target and to see what they’re doing about the situation.
Take a look at other ways to learn if your card info might have been hacked here.
I am very big into family, and I have a big family as well. 5 brothers and sisters (I'm the 5th of 6). 14 nieces and nephews. 11 great-nieces and great-nephews (and if you follow this bio at all, it won't surprise you that, yes. Another one is on the way!). No, with that many family members, I do not keep up with birthdays very well. Not well at ALL! Even with a master list on my fridge.
I'm also married. My husband and I got married here in San Antonio at the historic Sheraton Gunter Hotel downtown. And we are the proud parents of a 12 year old Alaskan Husky named Moo and three 2 year old kittens: Wicket, Willow, and Winter.
Like all Texas moms, I made my kid pose in the bluebonnets.